Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. In the 1950’s the game was popularized in Vegas because of the efforts of Frank Sinatra, a co-owner of The Sands at the time.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Banker pays even money minus a 5% house commission. After players make their bets the dealer deals a two-card hand to the Banker and Player. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. The difference is one of the players banks the game instead of the casino. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The infamous Dunes casino introduced baccarat in the late 50's. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Baccarat is a game of chance, all you have to decide is which hand you think will win. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. The only thing you are betting against is the cards. Each player is given the bank in turn and can hold the bank as long as the bank wins. Once the bank looses it moves on to the next player. The hand closest to nine wins. If the hand you bet on wins you get a one to one payoff. This is not only the case with single card values but with the result of two cards combined. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. Depending on hand outcomes, the player hand will either draw a third card or stand. One factor is how hand values are tabulated. Tabulating the hand value is straightforward and only takes simple mathematics of addition. All other cards (tens and picture cards) are worth zero points. A hand of seven and four has a value of 1. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. If one hand is an 8 and the other is a 9, the 9 wins. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. After the dealer has finished drawing, the hands are added up and a winner is declared. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0.
  • The maximum number of cards in a baccarat hand is three,,
  • If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are drawn,,
  • The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and seven,,
  • the banker always stands if the player stands on a six or a seven
. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 1 then he must draw. If the dealer has 8 then he must stand. If the dealer has 9 then he must stand.

Tips

- Bet on the Banker Hand most of the time. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. in the long run, a player should be making more bets on the banker than on the player.
- A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- If you want to take your chances, then by all means use a system - just know when to quit. At the least, set yourself limits on losses and stake amounts.

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